Do you remember, about two years ago, ANZ wildly fucked me over by closing my account just before Christmas? Well my day to day banking went elsewhere pretty damn quick. But I still had one account with them. My credit card. Cancelling A Credit Card With ANZ As you may have read […]
Money
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Stuff and Things
I have been a bit offline for a few weeks because life got too busy. Firstly, this happened: So my car just died in the middle of the road. A post shared by Vanessa Smith (@normal_ness) on May 5, 2018 at 9:13pm PDT Then naturally that was followed by a whirlwind […]
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Things I Wish I’d Done Differently When Researching Life Insurances
While I think I did really well in learning about insurances, particularly life insurances, for a first timer, there are some things I wish I had done differently. Things I Wish I’d Done Differently When Researching Life Insurances Life Insurance I applied for this early on in my insurance and general adulting […]
Why Is Insurance So Secretive?
I think the other thing (apart from this) that I struggled with so much when looking into life insurances was the secrecy level. What other products allow you to not tell the consumer if it’s worth applying to purchase? Why Is Insurance So Secretive? The Goal Posts Are Secret This one REALLY irritated […]
Insurance Is Anti Health
In 2017 I took a months-long project to make sure I was covered by all kinds of insurance. It was something I had never looked into in my life. Yep, I had never even had contents insurance before. However, the part I struggled with the most was the personal insurances. Life, income protection, trauma insurance… […]
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My Financial Goals In 2018
While I do get to a bit of an “over it” stage with finances, insurance and superannuation in my crankier moments, I still am glad I’m working on these things and putting thought into them. It only ends up better for me, and seeing as personal finance is all about me, I’m happy with me! […]
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The Cost Of A Service vs What You View As A Valued Service
Nearly everything costs money. Even something as simple as going to the beach sometimes costs people money for parking these days. I found I would didn’t think twice about spending over $30 a fortnight on a gym membership but I hesitated when I had a quote for income protection insurance that would be actually […]
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Which Way Should I Pay Off My Debts?
There seems to be two main schools of thought about how to pay off your debts; to pay off the smallest one first or to pay off the one with the highest interest rate first. In this blog post, I’m going to tell you what my 2018 debt reduction plans are and why I chose […]
Survey Sites Suck And Here’s What You Could Do Instead
It’s common (and I assume unqualified and ill thought out) internet advice that if you want some extra cash, you could sign up to survey sites. You can even download their toolbars and apps and fill in all your details on the go. They make it sound smooth, easy, fun and worthwhile. To that, […]
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Why I Don’t Want To Read The Barefoot Investor Book
Firstly, I don’t think knowledge is actually ever wasted. It doesn’t matter if it’s a decade until something “clicks” or until you use it, it’s not a waste. As you know, I undertook epic finance-stuff in 2017. (And you can read more about money in general in this section of my blog.) Why I Don’t […]